/* ═══════════════════════════════════════════════
   Sachs Beleihungswert Wizard — CSS
   Navy-Gold Design System (sachsmarketing.de)
   ═══════════════════════════════════════════════ */

:root {
  --sbw-navy:    #0f172a;
  --sbw-navy2:   #1e3a5f;
  --sbw-gold:    #f3cf7a;
  --sbw-gold2:   #e6b84d;
  --sbw-white:   #ffffff;
  --sbw-slate:   #64748b;
  --sbw-light:   #f8fafc;
  --sbw-border:  #e2e8f0;
  --sbw-green:   #10b981;
  --sbw-red:     #ef4444;
  --sbw-radius:  12px;
  --sbw-shadow:  0 4px 24px rgba(15,23,42,.12);
}

/* ─── Container ─── */
.sbw-wizard-container {
  max-width: 680px;
  margin: 0 auto;
  font-family: 'Arial', sans-serif;
  color: var(--sbw-navy);
}

/* ─── Progress Bar ─── */
.sbw-progress {
  height: 4px;
  background: var(--sbw-border);
  border-radius: 2px;
  margin-bottom: 16px;
  overflow: hidden;
}
.sbw-progress-bar {
  height: 100%;
  background: linear-gradient(90deg, var(--sbw-navy2), var(--sbw-gold));
  border-radius: 2px;
  transition: width .5s ease;
  width: 0%;
}

/* ─── Step Dots ─── */
.sbw-steps-indicator {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin-bottom: 28px;
}
.sbw-step-dot {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: var(--sbw-border);
  color: var(--sbw-slate);
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 700;
  transition: all .3s;
}
.sbw-step-dot.active {
  background: var(--sbw-navy); color: var(--sbw-gold);
  box-shadow: 0 0 0 4px rgba(243,207,122,.25);
}
.sbw-step-dot.done {
  background: var(--sbw-green); color: white;
}

/* ─── Steps ─── */
.sbw-step { display: none; animation: sbwFadeIn .3s ease; }
.sbw-step.active { display: block; }

@keyframes sbwFadeIn {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ─── Step Header ─── */
.sbw-step-header { text-align: center; margin-bottom: 28px; }
.sbw-step-icon   { font-size: 42px; margin-bottom: 10px; }
.sbw-step-header h2 {
  margin: 0 0 6px;
  font-size: 22px;
  font-weight: 700;
  color: var(--sbw-navy);
}
.sbw-step-header p { color: var(--sbw-slate); margin: 0; font-size: 14px; }

/* ─── Form Groups ─── */
.sbw-form-group        { margin-bottom: 18px; }
.sbw-form-group label  { display: block; font-size: 13px; font-weight: 600; color: var(--sbw-navy); margin-bottom: 6px; }
.sbw-required          { color: var(--sbw-red); }
.sbw-form-group input  {
  width: 100%; box-sizing: border-box;
  padding: 12px 14px;
  border: 2px solid var(--sbw-border);
  border-radius: 8px;
  font-size: 15px;
  color: var(--sbw-navy);
  background: white;
  transition: border-color .2s, box-shadow .2s;
}
.sbw-form-group input:focus {
  outline: none;
  border-color: var(--sbw-navy2);
  box-shadow: 0 0 0 3px rgba(30,58,95,.12);
}
.sbw-form-group input.sbw-error { border-color: var(--sbw-red); }
.sbw-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.sbw-form-row .sbw-plz { max-width: 140px; }
.sbw-plz-info { font-size: 12px; color: var(--sbw-green); margin-top: 4px; display: none; }

/* ─── Live Preview ─── */
.sbw-live-preview {
  background: var(--sbw-light);
  border: 1px solid var(--sbw-border);
  border-radius: 8px;
  padding: 12px 16px;
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 18px;
}
.sbw-preview-label { font-size: 12px; color: var(--sbw-slate); }
#sbw-preview-wert  { font-size: 18px; font-weight: 700; color: var(--sbw-navy2); }

/* ─── Zustand Cards ─── */
.sbw-zustand-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(110px, 1fr));
  gap: 10px;
  margin-bottom: 24px;
}
.sbw-zustand-card {
  border: 2px solid var(--sbw-border);
  border-radius: 10px;
  padding: 14px 8px;
  text-align: center;
  cursor: pointer;
  transition: all .2s;
  background: white;
}
.sbw-zustand-card:hover { border-color: var(--sbw-navy2); background: var(--sbw-light); }
.sbw-zustand-card.selected {
  border-color: var(--sbw-navy);
  background: var(--sbw-navy);
  color: white;
}
.sbw-zustand-icon    { font-size: 24px; margin-bottom: 6px; }
.sbw-zustand-label   { font-size: 12px; font-weight: 700; margin-bottom: 3px; }
.sbw-zustand-sub     { font-size: 10px; color: var(--sbw-slate); }
.sbw-zustand-card.selected .sbw-zustand-sub { color: #94a3b8; }

/* ─── Risiko Cards ─── */
.sbw-risiken-grid { display: flex; flex-direction: column; gap: 12px; margin-bottom: 24px; }
.sbw-risiko-card {
  display: block;
  border: 2px solid var(--sbw-border);
  border-radius: 10px;
  padding: 14px 16px;
  cursor: pointer;
  transition: all .2s;
  background: white;
}
.sbw-risiko-card:has(input:checked) {
  border-color: var(--sbw-gold2);
  background: #fffbeb;
}
.sbw-risiko-card input { display: none; }
.sbw-risiko-content { display: flex; align-items: flex-start; gap: 14px; }
.sbw-risiko-icon    { font-size: 28px; flex-shrink: 0; }
.sbw-risiko-label   { font-weight: 700; font-size: 14px; margin-bottom: 3px; }
.sbw-risiko-sub     { font-size: 12px; color: var(--sbw-slate); line-height: 1.5; }
.sbw-risiko-sub em  { color: var(--sbw-red); font-style: normal; }

/* ─── Privacy ─── */
.sbw-privacy-check {
  font-size: 12px; color: var(--sbw-slate);
  margin-bottom: 20px;
  display: flex; align-items: flex-start; gap: 8px;
}
.sbw-privacy-check input { width: auto; margin-top: 2px; }
.sbw-privacy-check a { color: var(--sbw-navy2); }

/* ─── Buttons ─── */
.sbw-btn-row { display: flex; gap: 12px; justify-content: flex-end; }
.sbw-btn {
  padding: 12px 22px;
  border-radius: 8px;
  font-size: 14px; font-weight: 700;
  border: none; cursor: pointer;
  transition: all .2s;
}
.sbw-btn-secondary {
  background: var(--sbw-light);
  color: var(--sbw-slate);
  border: 2px solid var(--sbw-border);
}
.sbw-btn-secondary:hover { border-color: var(--sbw-navy2); color: var(--sbw-navy); }
.sbw-btn-primary {
  background: var(--sbw-navy);
  color: var(--sbw-gold);
}
.sbw-btn-primary:hover { background: var(--sbw-navy2); }
.sbw-btn-cta {
  background: linear-gradient(135deg, var(--sbw-navy), var(--sbw-navy2));
  color: var(--sbw-gold);
  font-size: 15px;
  padding: 14px 28px;
  box-shadow: 0 4px 16px rgba(15,23,42,.25);
  flex: 1;
}
.sbw-btn-cta:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(15,23,42,.3); }
.sbw-btn:disabled  { opacity: .5; cursor: not-allowed; transform: none !important; }

/* ─── Loading ─── */
.sbw-loading { text-align: center; padding: 40px 20px; }
.sbw-spinner {
  width: 48px; height: 48px;
  border: 4px solid var(--sbw-border);
  border-top-color: var(--sbw-navy);
  border-radius: 50%;
  animation: sbwSpin 1s linear infinite;
  margin: 0 auto 20px;
}
@keyframes sbwSpin { to { transform: rotate(360deg); } }
.sbw-loading h2 { font-size: 20px; margin-bottom: 8px; }
.sbw-loading-steps {
  display: flex; flex-direction: column; gap: 8px;
  max-width: 300px; margin: 24px auto 0; text-align: left;
}
.sbw-loading-step {
  font-size: 13px; color: var(--sbw-slate);
  padding: 8px 12px; border-radius: 6px;
  border: 1px solid transparent;
  transition: all .3s;
}
.sbw-loading-step.active {
  color: var(--sbw-navy); border-color: var(--sbw-gold);
  background: #fffbeb; font-weight: 600;
}
.sbw-loading-step.done {
  color: var(--sbw-green);
}
.sbw-loading-step.done::before { content: '✓ '; }

/* ─── Result ─── */
.sbw-result-header { text-align: center; margin-bottom: 24px; }
.sbw-result-check  { font-size: 48px; margin-bottom: 8px; }
.sbw-result-header h2 { font-size: 24px; margin-bottom: 4px; }
.sbw-result-header p  { color: var(--sbw-slate); font-size: 14px; }

.sbw-result-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 20px;
}
.sbw-result-box {
  background: var(--sbw-light);
  border: 1px solid var(--sbw-border);
  border-radius: 10px;
  padding: 16px;
  text-align: center;
}
.sbw-result-box.sbw-result-main {
  grid-column: 1 / -1;
  background: var(--sbw-navy);
  border-color: var(--sbw-navy);
}
.sbw-result-label { font-size: 12px; color: var(--sbw-slate); margin-bottom: 6px; }
.sbw-result-main .sbw-result-label { color: #94a3b8; }
.sbw-result-value { font-size: 22px; font-weight: 800; color: var(--sbw-navy); }
.sbw-result-main .sbw-result-value { color: var(--sbw-gold); font-size: 32px; }
.sbw-val-secondary { font-size: 18px; }

.sbw-finanzierung-box {
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  border-radius: 10px;
  padding: 18px;
  margin-bottom: 16px;
}
.sbw-finanzierung-box h3 { margin: 0 0 12px; font-size: 15px; color: #166534; }
.sbw-fin-row {
  display: flex; justify-content: space-between;
  font-size: 13px; padding: 5px 0;
  border-bottom: 1px solid #dcfce7;
}
.sbw-fin-row:last-child { border-bottom: none; }
.sbw-fin-row span { color: var(--sbw-slate); }
.sbw-fin-source   { color: var(--sbw-slate) !important; font-size: 11px !important; }

.sbw-szenarien-table {
  width: 100%; border-collapse: collapse;
  font-size: 12px; margin-top: 10px;
}
.sbw-szenarien-table th, .sbw-szenarien-table td {
  padding: 7px 8px; border-bottom: 1px solid var(--sbw-border);
  text-align: right;
}
.sbw-szenarien-table th { background: var(--sbw-light); font-size: 11px; color: var(--sbw-slate); text-align: left; }
.sbw-szenarien-table td:first-child { text-align: left; font-weight: 600; }
.sbw-sz-highlight { background: #fffbeb; font-weight: 700; }

.sbw-result-email-note {
  background: var(--sbw-navy);
  color: white;
  border-radius: 8px;
  padding: 14px 18px;
  font-size: 13px;
  text-align: center;
  margin-bottom: 12px;
}
.sbw-result-email-note strong { color: var(--sbw-gold); }

.sbw-disclaimer {
  font-size: 11px; color: var(--sbw-slate);
  text-align: center; padding: 8px;
}

/* ─── Toast ─── */
.sbw-toast {
  position: fixed; bottom: 24px; right: 24px;
  background: var(--sbw-navy);
  color: white;
  padding: 12px 20px;
  border-radius: 8px;
  font-size: 13px;
  box-shadow: var(--sbw-shadow);
  transform: translateY(20px); opacity: 0;
  transition: all .3s; z-index: 99999;
}
.sbw-toast.visible { transform: translateY(0); opacity: 1; }
.sbw-toast-error   { background: var(--sbw-red); }
.sbw-toast-success { background: var(--sbw-green); }

/* ─── Mobile ─── */
@media (max-width: 600px) {
  .sbw-form-row      { grid-template-columns: 1fr; }
  .sbw-result-grid   { grid-template-columns: 1fr; }
  .sbw-result-main   { grid-column: 1; }
  .sbw-zustand-grid  { grid-template-columns: 1fr 1fr; }
  .sbw-btn-row       { flex-direction: column; }
  .sbw-btn-cta       { font-size: 14px; padding: 14px 16px; }
  .sbw-result-main .sbw-result-value { font-size: 26px; }
}